https://medicalaidza.co.za/ 2026-09-29 weekly 1.0 https://medicalaidza.co.za/og.png MedicalAidZA - compare medical aid schemes and plans MedicalAidZA helps South Africans compare medical aid schemes and plans. https://medicalaidza.co.za/medical-aid/ 2026-09-29 weekly 0.9 https://medicalaidza.co.za/guides/ 2026-09-29 weekly 0.9 https://medicalaidza.co.za/templates/ 2026-09-29 weekly 0.9 https://medicalaidza.co.za/about/ 2026-09-29 yearly 0.4 https://medicalaidza.co.za/contact/ 2026-09-29 yearly 0.3 https://medicalaidza.co.za/medical-aid/discovery-health/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/discovery-health.jpg https://medicalaidza.co.za/medical-aid/bonitas/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/bonitas.jpg https://medicalaidza.co.za/medical-aid/momentum-health/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/momentum-health.jpg https://medicalaidza.co.za/medical-aid/gems/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/gems.jpg https://medicalaidza.co.za/medical-aid/bestmed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/bestmed.jpg https://medicalaidza.co.za/medical-aid/fedhealth/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/fedhealth.jpg https://medicalaidza.co.za/medical-aid/medihelp/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medihelp.jpg https://medicalaidza.co.za/medical-aid/medshield/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medshield.jpg https://medicalaidza.co.za/medical-aid/profmed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/profmed.jpg https://medicalaidza.co.za/medical-aid/keyhealth/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/keyhealth.jpg https://medicalaidza.co.za/medical-aid/sizwe-hosmed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/sizwe-hosmed.jpg https://medicalaidza.co.za/medical-aid/polmed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/polmed.jpg https://medicalaidza.co.za/medical-aid/bankmed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/bankmed.jpg https://medicalaidza.co.za/medical-aid/camaf/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/camaf.jpg https://medicalaidza.co.za/medical-aid/genesis/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/genesis.jpg https://medicalaidza.co.za/medical-aid/la-health/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/la-health.jpg https://medicalaidza.co.za/medical-aid/compcare/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/compcare.jpg https://medicalaidza.co.za/medical-aid/affinity-health/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/affinity-health.jpg https://medicalaidza.co.za/medical-aid/thebemed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/thebemed.jpg https://medicalaidza.co.za/medical-aid/umvuzo/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/umvuzo.jpg https://medicalaidza.co.za/medical-aid/sasolmed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/sasolmed.jpg https://medicalaidza.co.za/medical-aid/spectramed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/spectramed.jpg https://medicalaidza.co.za/medical-aid/makoti/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/makoti.jpg https://medicalaidza.co.za/medical-aid/best-medical-aid-south-africa/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/best-medical-aid-south-africa.jpg Best medical aid in South Africa in 2026: which fits your needs Best medical aid in South Africa in 2026 by need: family, hospital only, chronic, young and healthy, pensioner, with verified plan prices and scheme facts. https://medicalaidza.co.za/medical-aid/cheapest-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/cheapest-medical-aid.jpg Cheapest medical aid in South Africa in 2026: verified prices and the catches The cheapest medical aid in South Africa in 2026 from open schemes, by plan type, with verified prices, network and co-payment catches and cheap insurance. https://medicalaidza.co.za/medical-aid/medical-aid-for-families/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medical-aid-for-families.jpg Medical aid for families in South Africa: plans, child rates and costs for 2026 Medical aid for families in 2026: how child rates and caps work, family plans compared with verified prices, newborn rules and the family tax credit. https://medicalaidza.co.za/medical-aid/medical-aid-for-students/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medical-aid-for-students.jpg Medical aid for students in South Africa: the cheapest options in 2026 Medical aid for students in 2026: Medihelp MedMove! at R804, staying on a parent's plan, income-based options, waiting periods and cheap cover to avoid. https://medicalaidza.co.za/medical-aid/medical-aid-for-pensioners/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medical-aid-for-pensioners.jpg Medical aid for pensioners and SASSA pensioners in South Africa (2026) Medical aid for pensioners in 2026: hospital plan prices, late-joiner penalty bands, the over-65 tax credit and low-income options for SASSA pensioners. https://medicalaidza.co.za/medical-aid/low-income-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/low-income-medical-aid.jpg Low income medical aid in South Africa in 2026: income bands and prices Low income medical aid in South Africa in 2026: income-banded plans with verified bands and prices, what you give up, and cheap cover that is not medical aid. https://medicalaidza.co.za/medical-aid/hospital-plan-vs-comprehensive/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/hospital-plan-vs-comprehensive.jpg Hospital plan vs comprehensive medical aid: which one fits you? A hospital plan is medical aid that covers hospital stays and PMBs; comprehensive plans add day-to-day cover at a higher price. 2026 prices and how to choose. https://medicalaidza.co.za/medical-aid/network-vs-traditional-plans/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/network-vs-traditional-plans.jpg Network vs traditional medical aid plans: what you save and what you give up A network plan costs less because you use a set list of hospitals and providers. 2026 prices for network and non-network versions, plus the co-payment risk. https://medicalaidza.co.za/medical-aid/how-much-does-medical-aid-cost/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/how-much-does-medical-aid-cost.jpg How much does medical aid cost in South Africa in 2026? How much does medical aid cost in 2026? Verified monthly prices by plan type from open schemes, what drives the price and what to expect for 2027. https://medicalaidza.co.za/medical-aid/medical-aid-for-pregnancy/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medical-aid-for-pregnancy.jpg Medical aid for pregnancy and maternity cover in South Africa (2026) Medical aid for pregnancy in 2026: waiting periods by situation, whether maternity cover can start immediately, plans with maternity benefits, and your baby. https://medicalaidza.co.za/medical-aid/medical-aid-vs-health-insurance/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medical-aid-vs-health-insurance.jpg Health insurance vs medical aid: what is the difference in South Africa? Medical aid is a regulated medical scheme; health insurance is an insurance policy that pays set amounts. How they differ on PMBs, price and complaints. https://medicalaidza.co.za/medical-aid/anglo-medical-scheme/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/anglo-medical-scheme.jpg https://medicalaidza.co.za/medical-aid/bonitas-boncap/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/bonitas-boncap.jpg https://medicalaidza.co.za/medical-aid/cape-medical-plan/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/cape-medical-plan.jpg https://medicalaidza.co.za/medical-aid/dis-chem-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/dis-chem-medical-aid.jpg https://medicalaidza.co.za/medical-aid/discovery-keycare/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/discovery-keycare.jpg https://medicalaidza.co.za/medical-aid/discovery-saver-plans/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/discovery-saver-plans.jpg https://medicalaidza.co.za/medical-aid/kaelo/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/kaelo.jpg https://medicalaidza.co.za/medical-aid/medimed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medimed.jpg https://medicalaidza.co.za/medical-aid/momentum-ingwe/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/momentum-ingwe.jpg https://medicalaidza.co.za/medical-aid/netcare-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/netcare-medical-aid.jpg https://medicalaidza.co.za/medical-aid/oneplan/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/oneplan.jpg https://medicalaidza.co.za/medical-aid/platinum-health/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/platinum-health.jpg https://medicalaidza.co.za/medical-aid/remedi/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/remedi.jpg https://medicalaidza.co.za/medical-aid/sanlam-and-old-mutual-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/sanlam-and-old-mutual-medical-aid.jpg https://medicalaidza.co.za/medical-aid/suremed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/suremed.jpg https://medicalaidza.co.za/medical-aid/medical-aid-contact-numbers/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medical-aid-contact-numbers.jpg Medical aid contact numbers in South Africa Member, emergency and pre-authorisation numbers for 32 South African medical schemes, each checked on the scheme's own website on 29 September 2026. https://medicalaidza.co.za/medical-aid/list-of-medical-aid-schemes-south-africa/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/list-of-medical-aid-schemes-south-africa.jpg List of medical aid schemes in South Africa for 2026 All the medical aid schemes we track in South Africa for 2026: 16 open schemes anyone can join, restricted employer schemes, and look-alike insurance. https://medicalaidza.co.za/medical-aid/hospital-plans-south-africa/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/hospital-plans-south-africa.jpg Hospital plans in South Africa in 2026: prices compared Hospital plans in South Africa in 2026: every verified open-scheme hospital plan with its monthly price, how hospital plans work, and the gaps to plan for. https://medicalaidza.co.za/medical-aid/medical-aid-increases-2027/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/medical-aid/medical-aid-increases-2027.jpg Medical aid increases for 2027: what has been announced so far Medical aid increases for 2027: what Medshield and Fedhealth announced, which big schemes had not, the CMS 3.8% benchmark and what to do before January. https://medicalaidza.co.za/guides/how-medical-aid-works/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/how-medical-aid-works.jpg How does medical aid work in South Africa? How does medical aid work in South Africa? What a medical scheme is, where your contribution goes, plan types, PMBs, waiting periods and 2026 figures. https://medicalaidza.co.za/guides/how-to-join-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/how-to-join-medical-aid.jpg How to join a medical aid in South Africa: steps, documents and what to expect How to join a medical aid in South Africa: who can join, documents, the application steps, waiting periods, the late joiner penalty and what it costs in 2026. https://medicalaidza.co.za/guides/how-to-change-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/how-to-change-medical-aid.jpg How to change or cancel your medical aid without losing cover How to change medical aid in South Africa: plan vs scheme, the 90-day rule explained correctly, notice, proof of cover and when to switch before 2027. https://medicalaidza.co.za/guides/prescribed-minimum-benefits/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/prescribed-minimum-benefits.jpg Prescribed Minimum Benefits (PMBs) explained Prescribed minimum benefits explained: the 271 conditions, chronic list and emergencies every scheme must pay in full, DSP rules and the 2026 review. https://medicalaidza.co.za/guides/gap-cover-explained/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/gap-cover-explained.jpg Gap cover explained: what it pays, what it costs and what to check Gap cover pays the shortfall between a specialist's bill and your medical aid, up to R226 881.03 a year in 2026. Prices, multiples and waiting periods. https://medicalaidza.co.za/guides/waiting-periods-and-exclusions/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/waiting-periods-and-exclusions.jpg Medical aid waiting periods and exclusions: what the law allows Medical aid waiting periods in SA: the 3-month and 12-month limits, when a scheme can apply none, pregnancy, PMBs and what exclusions really mean. https://medicalaidza.co.za/guides/late-joiner-penalty/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/late-joiner-penalty.jpg The medical aid late joiner penalty: bands, formula and a worked example Late joiner penalty on medical aid: who it applies to at 35 or older, the 5% to 75% penalty bands, how your band is worked out and a Rand example. https://medicalaidza.co.za/guides/co-payments-and-sub-limits/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/co-payments-and-sub-limits.jpg Co-payments and sub-limits on medical aid: what you pay and how to avoid surprise bills Medical aid co-payments and sub-limits in SA: what they are, when PMBs are exempt, the DSP rule, a Rand example and how gap cover helps in 2026. https://medicalaidza.co.za/guides/medical-savings-account/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/medical-savings-account.jpg Medical savings account (MSA) explained Medical savings account explained: what an MSA pays for, real 2026 savings percentages by plan, the self-payment gap and what happens to unused savings. https://medicalaidza.co.za/guides/hospital-plan-explained/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/hospital-plan-explained.jpg Hospital plans explained: what a hospital plan covers and does not cover A hospital plan is a medical scheme option that pays for hospital admission, surgery and PMBs but little day-to-day cover. What is in and out, explained. https://medicalaidza.co.za/guides/day-to-day-benefits/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/day-to-day-benefits.jpg Day-to-day benefits explained Day-to-day medical aid benefits in South Africa: what they cover, how savings, thresholds and fixed limits fund them, real 2026 plan examples and tips. https://medicalaidza.co.za/guides/chronic-disease-benefits/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/chronic-disease-benefits.jpg Chronic disease benefits (CDL) explained Chronic disease benefits explained: the Chronic Disease List conditions, how to register, formulary and DSP pharmacy rules, and getting medicine paid in full. https://medicalaidza.co.za/guides/how-to-claim-from-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/how-to-claim-from-medical-aid.jpg How to claim from your medical aid How to claim from medical aid in South Africa: direct claims vs paying upfront, submitting through the app, pre-authorisation, rejected claims and disputes. https://medicalaidza.co.za/guides/pre-authorisation/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/pre-authorisation.jpg Medical aid pre-authorisation explained Medical aid pre-authorisation explained: what needs approval, how to get an authorisation number, emergency rules under the Regulations and penalties. https://medicalaidza.co.za/guides/designated-service-providers/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/designated-service-providers.jpg Designated service providers (DSP) explained Designated service providers explained: what a DSP is, why using one keeps PMBs paid in full, the co-payment for a non-DSP and when you can go elsewhere. https://medicalaidza.co.za/guides/what-if-you-cannot-pay/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/what-if-you-cannot-pay.jpg What happens if you cannot pay your medical aid, and what to do first Cannot pay your medical aid? What usually happens when you miss a payment, why a downgrade beats cancelling, and cheaper options that protect your cover. https://medicalaidza.co.za/guides/emergency-and-ambulance-cover/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/emergency-and-ambulance-cover.jpg Emergency and ambulance cover explained Emergency and ambulance cover on medical aid: why emergencies are PMBs, which ambulance provider each big scheme uses, numbers to save and what to do. https://medicalaidza.co.za/guides/medical-aid-for-young-singles/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/medical-aid-for-young-singles.jpg Medical aid for young singles: the best-value plans in 2026 Medical aid for young singles in 2026: cheap hospital and network plans with verified prices, gap cover, waiting periods and why early cover avoids a penalty. https://medicalaidza.co.za/guides/medical-aid-for-self-employed/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/medical-aid-for-self-employed.jpg Medical aid for the self-employed and freelancers in South Africa (2026) Medical aid for self-employed people in 2026: joining without an employer, plans for irregular income with prices, the tax credit and avoiding a lapse. https://medicalaidza.co.za/guides/medical-aid-tax-credit/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/medical-aid-tax-credit.jpg Medical aid tax credit 2026/27: amounts, extra credit and worked examples Medical aid tax credit 2026/27: R376 a month for you, R752 for two people, R254 per extra dependant, plus the additional credit rules and how to claim. https://medicalaidza.co.za/guides/council-for-medical-schemes-complaints/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/council-for-medical-schemes-complaints.jpg Council for Medical Schemes: how to complain, step by step How to complain to the Council for Medical Schemes (CMS): the steps, timelines, contact details as published, and when the National Financial Ombud applies. https://medicalaidza.co.za/guides/nhi-and-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/nhi-and-medical-aid.jpg NHI and your medical aid in 2026: where things stand and what to do The NHI Act is signed but no section has started. What it says about medical schemes, the Constitutional Court case, and what members should do now. https://medicalaidza.co.za/guides/what-does-medical-aid-cover/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/guides/what-does-medical-aid-cover.jpg What does medical aid cover in South Africa? What does medical aid cover? Psychologist, braces, dentistry, glasses and frail care: what the PMB rules guarantee and what your plan must state. https://medicalaidza.co.za/templates/medical-aid-cancellation-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/medical-aid-cancellation-letter.jpg Medical aid cancellation letter: free template and how to send it Copy-paste medical aid cancellation letter for South Africa, with what to attach, how to send it, and how to cancel without new waiting periods. https://medicalaidza.co.za/templates/medical-aid-complaint-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/medical-aid-complaint-letter.jpg Medical aid complaint letter: template for the scheme and the CMS Free medical aid complaint letter for South Africa: copy-paste letters to your scheme and to the CMS, what to attach, and the CMS timelines. https://medicalaidza.co.za/templates/pmb-application-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/pmb-application-letter.jpg PMB application and motivation letter template Free PMB application letter for South Africa: ask your scheme to fund a prescribed minimum benefit in full, with the doctor's motivation and DSP details. https://medicalaidza.co.za/templates/claim-submission-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/claim-submission-letter.jpg Medical aid claim submission letter template Free medical aid claim submission letter for South Africa: what your detailed account must show, what to attach, how to send it and keep proof. https://medicalaidza.co.za/templates/chronic-medication-cdl-application-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/chronic-medication-cdl-application-letter.jpg Chronic medication (CDL) application letter template Free chronic medication application letter for South Africa: register a Chronic Disease List condition, with the ICD-10 code, script and formulary details. https://medicalaidza.co.za/templates/appeal-rejected-claim-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/appeal-rejected-claim-letter.jpg Appeal a rejected medical aid claim or DSP co-payment: letter template Free letter to appeal a rejected medical aid claim or dispute a DSP co-payment in South Africa, with the grounds that work and how to escalate to the CMS. https://medicalaidza.co.za/templates/letter-to-add-or-remove-dependant/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/letter-to-add-or-remove-dependant.jpg Letter to add or remove a dependant on your medical aid Free letter to add or remove a dependant on your medical aid in South Africa, with documents, newborn rules, waiting periods and the tax credit effect. https://medicalaidza.co.za/templates/how-to-compare-medical-aid-plans/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/how-to-compare-medical-aid-plans.jpg Medical aid quotes: how to compare medical aid plans properly Get medical aid quotes you can compare: the checks that matter, a same-price example with 2026 prices, and how to read a benefit schedule. https://medicalaidza.co.za/templates/how-much-medical-aid-do-you-need/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/how-much-medical-aid-do-you-need.jpg How much medical aid do you need? Size your cover before you buy Most people need cover for a hospital stay first, and day-to-day cover only if they claim for it. Size your plan with 2026 prices and tax credits. https://medicalaidza.co.za/templates/documents-you-need-to-join-medical-aid/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/documents-you-need-to-join-medical-aid.jpg Documents you need to join a medical aid: the full checklist To join a medical aid you need your ID, bank details, dependant certificates and, if you are switching, proof of previous cover. Full checklist inside. https://medicalaidza.co.za/templates/gap-cover-buying-checklist/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/gap-cover-buying-checklist.jpg Gap cover buying checklist: what to check before you buy Check the cover multiple, sub-limits, waiting periods, age loadings and the R226 881.03 annual limit before you buy gap cover. Printable checklist. https://medicalaidza.co.za/templates/questions-to-ask-before-joining-scheme/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/questions-to-ask-before-joining-scheme.jpg Questions to ask before joining a medical aid scheme (with what a good answer looks like) Ask about registration, waiting periods, late joiner penalties, hospital rate, networks, chronic cover and 2027 increases before you sign. https://medicalaidza.co.za/templates/switch-medical-aid-transfer-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/switch-medical-aid-transfer-letter.jpg Switch medical aid: transfer letter template and how to avoid waiting periods Free letter to switch medical aid in South Africa, requesting your membership certificate and end date so the new scheme can count your past cover. https://medicalaidza.co.za/templates/pre-authorisation-request-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/pre-authorisation-request-letter.jpg Hospital pre-authorisation request letter template Free pre-authorisation request letter for a planned hospital admission in South Africa, with codes, what to attach, and the emergency and co-payment rules. https://medicalaidza.co.za/templates/savings-account-claim-refund-letter/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/savings-account-claim-refund-letter.jpg Medical savings account query and refund letter Free letter to query a claim taken from your medical savings account or ask for a refund in South Africa, with claim and banking details and what to attach. https://medicalaidza.co.za/templates/maternity-benefits-checklist/ 2026-09-29 monthly 0.7 https://medicalaidza.co.za/img/templates/maternity-benefits-checklist.jpg Maternity benefits checklist: what to check on your medical aid before you fall pregnant Check antenatal visits, scans, the birth, waiting periods and adding your baby before you fall pregnant. Includes what the PMB rules do and do not cover.